It's vital to track your spending when creating or reviewing your budget to take control of your finances.
We make plans for a holiday and a special birthday celebration, and likewise we should have a plan for our finances. It is empowering to get a good handle on where your hard earned money is spent – it continues to run out that door whether you track it or not!
February is a perfect time to gear up for the year ahead. With the Christmas break over and the kids back at school a sense of ‘normality’ has returned in our day to day lives and our budget.
Has your spending changed from last year? You may have started a new job or be working more or less hours. The kids may have started or stopped school – these two things alone will make a huge difference to your income.
We can talk through your situation to see if you are on track and check if you are heading towards where you want to be. If you have a friend or family member that would benefit from a consultation please pass my details on to them.
No questions or queries are too small.
Did you know? You should review your mortgage every 2 years to get the advantage of new products and rates
Services we offer
· Financial strategy
· Home loans
· Property investment
· Financial planning (including insurance, retirement, superannuation and SMSF)