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Expert Tips & Articles
by Angela Dye
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What is LVR (Loan-to-Value Ratio) and Why It Matters for Your Home Loan
When it comes to securing a home loan, one term you’re almost certain to encounter is LVR or loan-to-value ratio. It’s a key figure that...
linda8927
Sep 85 min read
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How to Secure Mortgage Loans for Single Mothers in Australia
At Richmond Residential, we understand the unique challenges single parents face, this guide will help you understand what’s involved and how to get there with confidence.
operations hmg
Jul 183 min read
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How to Use Your Home Equity to Buy a New Property in Australia
Thinking about upgrading your home or investing in a second property? You might not need to save from scratch. For many Australians, one...
operations hmg
Jul 73 min read
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What Is a Bridging Loan and How Does It Work?
In this guide, we’ll break down exactly how bridging loans work, who they’re for, the pros and cons and how to decide if it’s the right move for your next big move. Let’s dive in.
operations hmg
Jun 113 min read
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The Ultimate Guide to Refinancing Your Home Loan in Australia
Refinancing your home loan can be a great way to save money, reduce your interest rate or access equity in your property. Whether you're...
operations hmg
Apr 265 min read
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Questions about borrowing for a mortgage
What is principle and interest, interest only, fixed vs variable rates, and comparison rates and how is interest calculated. Angela answers.

Angela Dye
Feb 6, 20232 min read
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Improve your Personal Finances in 2023
What do you need to do to improve your financial situation this year? Angela advises to review your home loan and reduce unsecured debt.

Angela Dye
Jan 1, 20232 min read
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Purchasing a house and land package
What kind of loan do I need for a House & Land Package? Does the bank pay the builder? These questions and more are answered in this article

Angela Dye
Dec 15, 20222 min read
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Is it time for a mortgage review?
You should review your mortgage every two years. Learn what to consider and how you can get a free review.

Angela Dye
Dec 9, 20222 min read
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Always know your WHY when investing
Investing in property is exciting and a bit scary but there are a lot of steps you can take to make it financially safer and easier.

Angela Dye
Jul 29, 20221 min read
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Are you loan ready?
You have decided to purchase a property! There are a few decisions that need to be made before you get the keys to your new adventure...

Angela Dye
Jul 28, 20222 min read
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What rising interest rates mean for your mortgage
Even though interest rates are rising it's not as bad as you think.

Angela Dye
Jul 1, 20222 min read
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5 Questions clients ask about borrowing for a mortgage
There are many questions to be asked and answered. Angela answers 5 of the most common questions

Angela Dye
Jun 21, 20222 min read
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Q&A's on deposits for property purchases
Angela Dye answers some questions about deposit requirements in various scenarios when looking to buy a home.

Angela Dye
Jan 1, 20192 min read
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Mortgage FAQs
Angela answers some of the most popular questions asked about getting a home loan...

Angela Dye
Oct 1, 20182 min read
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How to choose the right mortgage broker
A mortgage broker can save you time and money as they will do the research for you and seek out the best product to suit your needs.

Angela Dye
Mar 1, 20182 min read
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Home Loans for the self employed
If you're self-employed the lending criteria is quite different to a PAYG borrower...

Angela Dye
Jan 1, 20182 min read
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Understanding Construction Loans
Angela Dye outlines the fundamental of a construction loan, and your obligations when you undertake building your new home.

Angela Dye
Dec 1, 20172 min read
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Understanding risk factors when it comes to lending
We have been led to believe that the banks and lending organisations are in the business of lending money, however this is not exactly true.

Angela Dye
Nov 1, 20172 min read
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Understanding Mortgage Insurance
Angela Dye explains the benefits and pitfalls of mortgage insurance.

Angela Dye
Sep 1, 20172 min read
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