Are YOU in control of your finances?
Financial strategist, Angela Dye, has been helping people for over ten years to take control of their finances.
Whether you are a first home buyer, a seasoned professional looking to buy, refinance or invest, Angela and her team at Richmond Residential can help you to understand and achieve your financial goals.
Working with each client’s personal situation and financial objectives, Angela has helped them to achieve their desired outcome and improve their lifestyle.
The most important part of any financial strategy is your spending. Yes, I am talking about a budget. Most people believe that a budget means you cannot spend anything but that is not the case. A budget puts you in a position where you understand exactly how much you spend. It also enables you to adjust your spending if required.
You don’t get rich by what you earn. You get rich by what you spend.
Understanding what type of debt you have and its effect on your finances is empowering and puts you in a strong position financially. Unsecured debt such as credit cards and personal loans will drain your cashflow and affect your capacity to borrow.
Your home loan product is another important aspect in your financial health. Searching for the lowest rate may not be what is best for your particular situation and what you want to achieve. Your mortgage should be reviewed regularly, as your needs change.
You need a clear understanding of your finances and when you are ready to purchase an owner occupied home or investment property, you will be in a better position to make decisions that will not lead to disappointment. You will have confidence that you can afford the purchase without running the risk of financial hardship.
What do you want for your future?
As we grow older, knowing that we are financially secure is a comforting thought. A solid financial strategy can help you to reach a financial position that you may not have thought possible and will allow you to live your desired lifestyle and have the things you want.
Before you make a decision about your finances, Ask Ang by making an appointment to chat or meet and find out what your real potential is.